You may have thought at first glance that you read that wrong – buy a home in Arizona for only 1% down? That’s right! If you’ve had problems coming up with a down payment to purchase a primary residence and fall in a low to moderate income range, now’s you chance to finally get the home you’ve been dreaming of. In face, you could even purchase a home with zero down.
This is an incredible program that has helped thousands of Arizona residents buy a home. America’s Home Buyer Solution program in Arizona offers 2.5% of the 3.5% required down to purchase a home. This means that you are left only with the remaining 1%, and the 2.5% gift does not have to be repaid. When a family member offers to pay the remaining 1% as a gift to you, it means that you can literally purchase a home with nothing down.
Not only that, the seller is encouraged to contribute up to 6% of the selling price which can be used for closing costs and other prepaid expenses. While the seller is not required to do this, many do simply because of the fact that it helps them sell their home faster. You can only imagine the savings you will experience!
Another aspect of this program that you will like is that you do not have to be a first time home buyer as with many other programs in the past. As long as you utilize an FHA loan, you can choose from any home that qualifies which includes single family dwellings, condo’s, town houses, duplexes and other homes suitable for up to 4 families.
Co-signers with good credit are accepted as well, and a minimum FICO 640 is required for the buyer. Income guidelines have been expanded and vary depending upon the county in which you reside. Interest rates are competitive, and qualifying has never been easier. The Lending Company is the approved lender and the only one authorized to underwrite these Arizona FHA loans. Should you decide to pay off your loan early, there are no penalties.
The biggest mistake you could possibly make is to pass up this once-in-a-lifetime opportunity which will not be around forever. The economy is shaky, times are tough and you may never again have the chance to purchase a beautiful home for only 1% (or less) down. Don’t put it off – make your move today! You may be surprised to learn just how easy and affordable it is to buy your dream home.
Are you one of the tens of thousands of Arizona residents that just cannot seem to gather the money necessary to put down on a home? You’re not alone. The economy is in sad shape, and those in a low to moderate income range find it nearly impossible to come up with a down payment on a home – but there is a way!
Now, you can get a quality home of your own for as little as 1% down, and possibly even less. Consider that the seller may contribute up to 6% of the selling cost to be used toward closing and other pre-paid costs, and get ready to save a bundle.
America’s Home Buyer Solution is a gift program that is designed especially for those in your situation. If you qualify, you can buy a beautiful home of your own for 1% down, or even zero down in some instances – and qualifying is easy.
As long as you intend to purchase an Arizona FHA approved property that is owner occupied, you are not limited to single family homes. If you meet the qualifications, you can choose from any condo, duplex, town house, single family home or any property that houses up to 4 families that is approved under the program.
You don’t even have to be a first-time home buyer! If you have a credit score of 640 FICO and meet other guidelines, qualifying is easy. Income limits are expanded and based on the county in which you live; interest rates are extremely competitive as well.
How does this work? Typically, 3.5% down is required to purchase an FHA approved property. With this program, 2.5% of that amount is gifted from a non-profit, leaving you with the remaining 1%. This 1% can even be gifted by a family member, employer or credit union which essentially means that it is possible to buy a home for ZERO down!
While it is not required, some sellers contribute up to 6% to help you with other costs simply because it helps them sell their home quicker. You can only imagine the savings you will experience – and you can finally have that home you’ve been dreaming of.
There are no pre-payment penalties, and this program applies to almost any FHA approved property. Finally, you have an opportunity to purchase a home without having to save up thousands of dollars to put down, which is simply not possible for many people today. This is a once-in-a-lifetime opportunity, so don’t miss your chance! Learn more about America’s Home Buyer Solution program before it’s gone.
Many people dream of buying their own home, but simply do not have the money for a down payment. Economic issues over the past few years have made things even worse. Most people live paycheck to paycheck, and saving money is just not possible. If your income falls in the low to moderate range, America’s Home Buyer Solution program (Available at FHA Loans of Arizona website) may be just what you need to finally be able to buy a beautiful, quality home.
With as little as 1% down, you can buy your own home if you qualify, which is easy. This program is designed to help those just like you buy a home to call their own. The seller is even encouraged to contribute up to 6% of the selling price, which can be used toward rate buy-downs, closing costs and other prepaid expenses!
The program offers a 2.5% gift of the 3.5% required to purchase a home, leaving you with only 1% to put down on a home. On top of that, the 1% can be a gift from a family member, employer or union, leaving you with a zero down payment!
This program is a down payment assistance program offered by a HUD approved 501 (3c), so you know that this is a legitimate program. There are absolutely no strings attached, but it is a once-in-a-lifetime opportunity that will not be around forever.
Other features of the program you need to be aware of include:
Any property that is FHA approved qualifies
Income limits are expanded and based on your county of residence
You should have a minimum credit score of 640
If you currently own a home or have in the past, you can still qualify
The 2.5% down payment assistance does not have to be repaid
You can purchase any 1 to 4 family home that is FHA approved, whether it is a single family dwelling, condo, town house, duplex or other home housing up to 4 families
No pre-payment penalties to worry about
Remember, the seller can contribute up to 6%, and many do simply due to the face that they can often sell their home quicker.
This is an incredible opportunity for those who have long been wanting to purchase a home, but simply could not come up with a down payment. Qualifying is easy, so there is no longer a reason to throw good money away on rent when you could be paying on a home of your own! Visit our Arizona FHA Loans website!
Learn more about this amazing program today, and do not put it off. This may be the only opportunity you ever have to buy your own home; you do not want to wait until it’s too late!
If you’re tired of paying throwing your money away on rent but have been unable to buy your own home due to a shortage of funds for a down payment, things are about to change for you! The America’s Home Buyer Solutions Program is now making it possible for low to moderate income families to finally be able to afford a home.
With only 1% (or even zero) down and 6% from the seller to assist with closing costs and other pre-paid expenses, this program is incredible. Imagine how much money you will save, and how little it will cost to finally get the home you have been dreaming of.
There are no strings attached here; this program is available for those who qualify and applies to any FHA approved property. How can you possibly get a home for so little down?
The program contributes a gift of 2.5% of the total 3.5% down payment required, leaving you with only 1% remaining. This 1% can come in the form of a gift from a family member, union or employer. The 2.5% down payment assistance gift money does not have to be repaid.
Additionally, the seller is encouraged to contribute up to 6% of the selling cost to help with closing and other costs. While the seller is not required to do this, many do simply because of the fact that it helps them sell their home faster.
Some of the other features and requirements of the program include:
Even if you currently own a home you may qualify – you do not have to be a first time homebuyer.
Income limits are expanded and based upon the county in which you live.
Loan approval guidelines are flexible, interest rates competitive.
You are not limited to single family dwellings. Any FHA approved condominium, duplex, town house or 3 to 4 family unit dwelling is ok.
There are no pre-payment penalties.
Credit score of 640 or higher is required.
You are required to take the First Time Homebuyers loan education () course, but it’s only $60.
This is a once-in-a-lifetime opportunity that you should not pass up if you have been longing for a quality home for your family and have not been able to afford the down payment. It will not last forever, and when it’s gone it is unlikely you will ever see anything like it again.
Don’t pass up your chance to get a Arizona fha home loan for 1% or even zero down! Learn more right now – you may finally be able to buy that home you have been dreaming of! Don’t put it off.
Can you imagine buying a home for as little as 1% down? If you’re one of the many who cannot buy a home because you can’t afford the down payment, good news! America’s Home Buyer Solutions Program is designed especially for those in a low to moderate income range. If you have long been wanting quality, affordable housing for your family and have all but given up, this opportunity is absolutely amazing.
Not only can you buy a home for 1% down (and possibly even less), the seller is encouraged to contribute up to 6% to be used toward closing costs. This program is offered exclusively through The Lending Company, the only lender endorsed by the U.S. Housing and Urban Development for this program.
How can you get a home for only 1% down? Here is a short explanation.
3.5% down is required on these homes, and the program contributes 2.5% of that amount as a gift that never has to be repaid. This leaves you with only 1% down, and this 1% can even be given as a gift from a family member, employer or union – meaning you could actually purchase a home of your own for zero down. There are absolutely no strings attached. As long as you are utilizing a 30 year fixed FHA loan, this is for you if approved.
Other aspects of the program that you need to know include:
You do not have to be a first-time home buyer, and you are not limited to single family dwellings. If your income is within the limits for your county and you qualify, you can purchase a duplex, condo, town house or any dwelling for up to 4 families.
Income guidelines are very lenient
Seller is encouraged to contribute up to 6% to be used toward closing costs and other pre-paid expenses.
Interest rates are extremely competitive
Credit score of 640 or higher to qualify
No pre-payment penalties
Property must be owner occupied at the time of purchase, no rental properties
Can you imagine that for the equivalent of 1 months security deposit and 1 months rent, you could be living in a beautiful home of your own?
This is an incredible opportunity that you may never see again, so act while you have the chance. Finally, the chances are great that you can purchase a quality home for yourself and your family. Don’t wait until the opportunity is gone!
Many Arizona residents have longed for a quality home for their families, but have not been able to come up with a down payment. Now, America’s Home Buyer Solutions program makes it possible – and you could actually get a home for ZERO down! If you have come to the conclusion that you would never be able to afford a home of your own, things are about to change.
If your income falls in the low to moderate range, buying a home can be tough. Add to that the current economic conditions, and you may have simply given up on ever purchasing a home of your own. This program, offered only through The Lending Company, makes it easy to buy a beautiful home – and you don’t have to be a first time home buyer. The seller is even encouraged to contribute up to 6% for closing costs, pre-paids and other expenses, so imagine the savings!
How does this incredible program work? You must utilize an FHA first mortgage, which requires 3.5% down. A gift of 2.5% is contributed by a non profit, which leaves you with only 1% of the down payment. This remaining 1% can come from a family member, employer or credit union in the form of a gift, leaving you with nothing down. This is a once in a lifetime opportunity, and there are absolutely no strings attached.
As long as you have a 640 FICO score, you should have no trouble qualifying. Here are a few other features of the program you will find exciting.
Purchase any FHA approved home – this can be a single family unit, duplex, condominium, town house or even 3 to 4 family units.
Income limits are expanded, and based on the county in Arizona in which you live.
Seller is encouraged to contribute up to 6% towards closing costs.
Home should be owner occupied at the time of purchase
Flexible loan approval guidelines
Interest rates are competitive
You do not have to be a first time home buyer
Must utilize an Arizona FHA loan – with a 30 year fixed rate – no prepayment penalties
Now, you can stop throwing your money away on rent! This amazing program has made it easier than ever before for you to buy your own home. If you are a first time home buyer, you can even take an online education course to help you with the process.
If you have given up on the idea of ever having a home to call your own, now is your chance. Act right away, this program will not be around forever. If you do not take advantage of America’s Home Buyer Solutions Program, it is likely you will never again have a chance to secure a beautiful home for yourself and your family.
Like tens of thousands of others, you may have found it impossible to come up with a down payment for a beautiful home for your family. Now, America’s Home Buyer Solutions program is making it possible for nearly anyone to be able to afford a home! As little as 1% down and 6% from the seller can mean a quality, affordable home for you.
This program is perfect for those whose incomes just do not make it possible to save up for a large down payment. Qualified home require just 3.5% down; the program offers 2.5% of this amount as a gift, so the buyer is left with only 1% down! The amazing thing about this is that the remaining 1% can come in the form of a gift from a family member, employee or union, leaving you with a 0% down home!
The seller is not required to contribute 6% but often does so that they can sell their home quickly. This 6% can be used for closing costs, rate buy downs and other expenses. For those who have been longing for a home of their own, this is absolutely a dream come true. This program is designed to work with FHA loans, so nearly any home that is FHA approved will qualify.
Other incredible facts about the program include:
Extremely lenient income guidelines, which are based on the county in which you reside.
Flexible loan approval guidelines
You are not required to be a first time home buyer, and 1 to 4 family unit homes are available including duplexes, condo’s and town homes.
Qualified co-signers are allowed
Program applies only to FHA loans 30 years fixed, and there are no penalties for pre-payment
All borrowers must meet minimum FICO 640
Buyer is not required to repay the 2.5% gift as long as you reside in the home for a minimum of 5 months
Can you see how incredible this is? For years, many families have been unable to live in a home they can truly call their own because they simply could not afford a down payment. This unique program changes all of that! Now, you CAN afford a beautiful home. There are no strings attached whatsoever; the program is simple and straightforward.
Do not miss this once-in-a-lifetime opportunity! Learn more about America’s Home Buyer Solutions program today. This is one program you absolutely need to learn more about – you could be living in your own home just a short time from now!
What if you were gifted with 2.5% of a homes sale price that requires no re-payment and is not taxable, leaving you with only 1% to buy a home of your own? And what if the seller were to contribute up to 6% toward closing costs, prepaids and other expenses – would you be interested?
Now, low and medium income families can finally afford the home you deserve thanks to this one-of-a-kind program that is offered through a HUD approved 501 (3c). It’s truly incredible, and an opportunity you do not want to miss if you have previously not been able to afford the down payment on a home of your own.
Even better new – the remaining 1% can come from a family member, employer or credit union in the form of a gift, which means you can literally purchase a home with nothing down!
Consider this: The equivalent of 1 months rent and 1 months security deposit when combined with America’s Home Buyer Solution gift program can get you in a home. It really is that simple, and this chance will not be available indefinitely – you need to act now!
Other features of this amazing program include:
* Program applies to any FHA approved property in the state of Arizona
* Current homeowners can qualify, meaning you do not have to be a first time home buyer
* Expanded income limits are based on the county where you live
* No pre-payment penalties
* If seller contributes up to 6% of selling price, money can be used toward taxes, insurance, etc. Considering how much 6% of a homes selling price is, this is substantial
* Competitive interest rates
* Credit score of 640 or higher
* Your income should be at or below the USDA median income limits
* Many homes qualify including single family homes, condominiums, duplexes, 3 or 4 family units and even town houses
* Available only through The Lending Company
The economy and other factors have made it nearly impossible for many families to buy a home of their own – but now it is absolutely possible! Imagine finally having a beautiful, quality home for your family without struggling or going broke in the process. This is an incredible opportunity not to be missed!
If your desire is to provide a nice home for your family, this may be the one and only chance you have to buy a home with so little down and so much assistance. Don’t put it off – act now by visiting the FHA Loan AZ website.
Are you an Arizona resident that has longed for a home to call your own, but you simply could not afford a down payment? An incredible program, America’s Home Buyer Solution, has now made it possible for you to buy a home with only 1% down – and this can actually be zero if a relative provides this 1% in the form of a gift! The seller is highly encouraged to contribute 6% to be used for closing costs and other expenses, so you can literally get in a home of your own for very little cost. This is real, folks – and there are absolutely no strings attached. – FHALOANAZ
It is very expensive to purchase a home, and many people simply do not have the money, especially in light of the current economic conditions. This program affords you the chance to purchase a beautiful, quality home for yourself and your family without spending every dime you have. Qualifying is easy, below you will find some of the other incredible aspects regarding this program:
* The program requires 3.5% down, of which 2.5% is a gift from the program that is not required to be repaid as long as you remain in the home for 5 months. The remaining 1% can be a gift from a blood relative, employer or union, meaning you can possibly get a home for 0% down!
* The 6% offered by the seller is an incredible savings for you. While the seller does not have to contribute this money, many do because it makes selling their home easier.
* Income limits are very lenient, and based on the Arizona county in which you reside.
* You are not required to be a first-time home owner! Not only that, but you can purchase properties that are not single family dwellings, including 1 to 4 family unit homes and condos.
* Co-signers are also allowed; minimum FICO 620 required for all borrowers.
The Lending Company is the only lender approved to underwrite these FHA loans. If you have not yet heard about the incredible opportunity the America’s Home Buyer Solution program provides, this may be your chance to finally get a home of your own – with only 1% down! Imagine the savings you experience when the seller contributes 6% and you pay so little down – it’s almost unbelievable. This opportunity will not last forever, so take this opportunity to learn if you qualify today. Do not procrastinate, you may miss your one and only chance!
Unfortunately, many people do not have the funds for a down payment on a home of their own. Now, with as little as 1% down, you may find yourself in your dream home!
Arizona home owners now have a program that offers them quality housing for only 1% down when you qualify. This money doesn’t even have to come from you – it can be a gift from a family member. The Arizona Home Buyer Solutions Gift Program offers up to 2.5% as a gift to be used for your down payment. This amazing offer is made only through The Lending Company. For those utilizing an FHA 1st mortgage, this amazing program will provide up to 2.5% which does not have to be paid back!
Whether you have lost your job, hours have been cut, or there just isn’t enough money coming in to save up a down payment, you have another option. Income limits, which are based on your county of residence, are very lenient. Interest rates are very competitive as well, and the seller can even contribute up to 6% for closing costs. This helps them sell their home quicker, and is a definite plus for you.
You will find there is a huge variety of homes available to you, because most are approved by HUD. You do not need to be a first time home buyer, and you aren’t limited to purchasing foreclosed homes. In fact, you can purchase approved condominiums, and 1 to 4 family dwellings, as long as they are occupied. This is the only program of its kind, and an opportunity like you have never seen before.
In order to qualify, you must have decent credit and be purchasing the home as your primary residence. The advantages of this program are too numerous to mention, but it is your once-in-a-lifetime opportunity to get quality, affordable housing for your family. The Arizona Home Buyer Solutions Gift Program is currently only available in the state of Arizona, and is making it possible for tens of thousands of people to finally get a home they can call their own.
If you have been wanting to buy a home for a long time but simply could not afford the down payment, act now! Don’t let this amazing program pass you by. No strings attached, it’s simply the deal of a lifetime.
« Previous Page — Next Page »
|