Buying a Home in Arizona Has Never Been Easier, Thanks to 1% Down and Assistance From Seller
Like tens of thousands of others, you may have found it impossible to come up with a down payment for a beautiful home for your family. Now, America’s Home Buyer Solutions program is making it possible for nearly anyone to be able to afford a home! As little as 1% down and 6% from the seller can mean a quality, affordable home for you.
This program is perfect for those whose incomes just do not make it possible to save up for a large down payment. Qualified home require just 3.5% down; the program offers 2.5% of this amount as a gift, so the buyer is left with only 1% down! The amazing thing about this is that the remaining 1% can come in the form of a gift from a family member, employee or union, leaving you with a 0% down home!
The seller is not required to contribute 6% but often does so that they can sell their home quickly. This 6% can be used for closing costs, rate buy downs and other expenses. For those who have been longing for a home of their own, this is absolutely a dream come true. This program is designed to work with FHA loans, so nearly any home that is FHA approved will qualify.
Other incredible facts about the program include:
Extremely lenient income guidelines, which are based on the county in which you reside.
Flexible loan approval guidelines
You are not required to be a first time home buyer, and 1 to 4 family unit homes are available including duplexes, condo’s and town homes.
Qualified co-signers are allowed
Program applies only to FHA loans 30 years fixed, and there are no penalties for pre-payment
All borrowers must meet minimum FICO 640
Buyer is not required to repay the 2.5% gift as long as you reside in the home for a minimum of 5 months
Can you see how incredible this is? For years, many families have been unable to live in a home they can truly call their own because they simply could not afford a down payment. This unique program changes all of that! Now, you CAN afford a beautiful home. There are no strings attached whatsoever; the program is simple and straightforward.
Do not miss this once-in-a-lifetime opportunity! Learn more about America’s Home Buyer Solutions program today. This is one program you absolutely need to learn more about – you could be living in your own home just a short time from now!